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Yep, agreed. Most I've spent on a vehicle is $17k despite my above average means to "afford" more. I'd consider spending $20k on a nice used EV, or a basic new one.
I have to admit though that the ugly CyberTruck look has grown on me, and I've got wild fantasies of crawling up overgrown logging roads and not caring about scratching the paint as I find the prime camping spots for my hopefully expanding family to enjoy. $40k though, ouch! I'd spend the $10k more to get AWD, more range, and more towing capacity though.
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