All good advise. After my first job as a Vietnam era vet with a wife that demanded income equality, I was locked in until the personal computer era. That gave me a second chance. They would hire any one that could do the work.
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Unless you have a signed fiduciary agreement they have no legal obligation to give you good advice. My wife and I got screwed early on by Ameriprise and my parents got screwed when he cashed out his 401K by an advisor they knew through church.
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My plan was to minimize contact with financial and government agencies. It hinges on living within Social Security's stipend. It's worked for me for eleven years so far.