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Yes you check fluids on a regular basis. However, they also need to be replaced on a regular schedule.
Brake fluid is generally 2-3 years
Coolant every 100K
Transmission Fluid every 40K
Some other common wear items that are easy DIY:
Brake rotors and calipers as Redpoint said
Thermostat
Radiator hoses - change them when they get stiff or swell (BEFORE they fail)
Shocks - super easy
Struts - not quite as easy as you need a spring compressor to move the springs
Anything in the scheduled maintenance besides timing belts.
Also remember to top off your spare tire every year or each scheduled maintenance
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