[wagonman76]

I am with State Farm because my aunt works for them and I trust her to get me the best deal possible. My cars are under $30 a month each for PLPD, Ive got 3 daily drivers. Multicar helps the most. I also have my house insurance with them, which I am told helps but Im not sure by how much. One odd thing she said was that you can add this cheapo life insurance policy, it reduces the car insurance more than the life insurance costs (which I think was $5 a month). Another thing that helps with multiple vehicles is that you can split your annual mileage between them, possibly putting you in a lower mileage bracket. Safety features on the car seem to help too, I once insured a 93 Corsica for awhile that had ABS and airbag, and the insurance for that was like $23 a month for PLPD. Of course keeping free from large scale accidents and high point violations helps too.