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I'd get approved for the most amount the bank is willing to lend. It's a good hedge against inflation, and if you get into a jam on payments you can always take on a roommate.
I had 3 roommates in my 4 bedroom house when I was single. When I got married it dropped to 2.
Now we're in a 5 bedroom house with the other being rented out to 4 individuals. Plenty of room to take on a roommate or 2 in the new house and we've considered it. Probably won't work as easily once we have 1 more kid and need to start utilizing the downstairs bedrooms.
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