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Originally Posted by TDFbound
I truly don't understand how people afford all these shiny new vehicles.
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Getting fooled to consider it cheap, as long as the monthly payment fits their budget. Yet such long-term payments are always quite risky, as something could change regarding their employment or some other expenses down the road.
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I'd rather pump $40k into my old Civic and make it exactly what I want versus dumping the cash into a new vehicle with extremely expensive maintenance and 850 "improvements in technology" waiting to break.
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Nowadays it's hard to say some off-the-shelf new cars available in my country would serve me right enough to justify their high price too. Often I lurk about converting a motorcycle into a tricycle, and doing the math it seems to justify due to a lower total cost of ownership and presumably a lower risk of having it stolen compared to a normal car or motorcycle.