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Nobody wakes up one day and thinks "I wonder what would happen if I changed my Craigslist password"
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Hackers do. Xist is learning the mindset. He came up against a website that doles out 3 articles a week.
Your parents now know that their Craigslist password is connected at the hip to at least one other online entity.
You're correct that our affairs are out of our hands -- to a greater or lesser extent.