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I'm seeing a common thread among the failed pursuits.
Past "losses" aren't reason to delay creating a better financial future. I'm always kicking myself for the "shouldas" I missed due to lack of attention on my part.
Today was the expiration of my mortgage rate lock on a refi, and today was the day the loan was funded. I gave barely enough attention to get this completed on time having taken advantage of the better rates 30 days ago, yet having missed out on the fantastic rates from a year ago when I first considered doing a refi. The partial win being better than none.
The process is a real PITA and involves my least favorite types of activities, resulting in me looking for "important" distractions that prevented attending to it, but now I should be set for 30 years.
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