[67-ls1]

It would help to have more details. How far is the commute? How quickly do you want to cover this distance? For how many people? What are the waters like, ie, current, waves, wind, etc?
Is electric an option, ie, do you have a place to charge at one end of your commute?
I’ve seen some small wave piercing type cats with small cabins that could work in fairly protected waters and make pretty good speed with relatively low power.
But a boat will never be as efficient as a car. Factor in the fun factor and the lack of traffic and I’d pony up a little extra to make it happen if it were an option for me.