[Snax]

"25%" on housing?? This is just another example of how clueless Dave Ramsey is about the economic lives of the majority of people. He has good advice, but he is on another planet when it comes to the actual numbers.

Putting that aside, I have never purchased a car at a price that exceeded my annual salary. Regardless of payback period on efficiency, that has a way of keeping costs reasonable. But the truth is that most people would be much better off overall if they can manage on far less - even without a car.

If I did not already own my current cars, and consider them a store of value toward the next, I'd be shopping for the cheapest well running POS I could find - and still barely drive it. I'm only looking at the Maverick as an option because I can eliminate the extra vehicle and get into it with cash. I'll likely never be making another serious car payment, not just by necessity, but by choice as well.