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What I'm saying is that these slimey insurance companies will lowball you.
When I was rear-ended in my 1996 Subaru Legacy on my 28th birthday, the insurance company offered me $1,000. Thing is, everything in the $1k price range didn't run right. They claimed my car had a lot of prior damage that would cost thousands to repair. Sure, I said, but I didn't drive the car to pick up chicks. I drive it because it's perfectly mechanically sound. You've got to get me into a perfectly mechanically sound vehicle, and $1k isn't going to cut it.
They gave me $2,500 for the car, which is 2.5x more than their initial offer. I bought the 2006 TSX which is still my newest vehicle for $17k after that.
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