[Xist]

You buy a box of envelopes, write numbers on them, which doesn't even make sense.

Why not buy flashcards, flashpieces of slightly-thick paper the size of flashcards, or nonsticky notes?

Anyway, you mix up the envelopes, grab one each week, and then put that quantity of cash under your mattress or something.

In less than a year (with the 50-envelope system), you would transfer $1,275 from your savings to your furniture!

They indicated this could be life changing and mentioned some mundane ways to spend a little over a thousand dollars.

Part of a car repair?

A small fraction of a medical procedure?

Well, Bask Bank now offers 4.07% on my savings account, but I don't have any money there. Navy Federal still pays me 0.25% and I have over $4,000 there.

Bank of America still pays me 0.01% and I have over $10,000 there.

I finally got Mom to call her attorney and leave a message saying she wants to leave the house to me in her will, although I reminded her that I couldn't afford to pay the tax, and I wouldn't need to if she added my name to the title.

I told her that I would give her my accident money for her to put towards her mortgage.

Most of Vanguard's funds have lost money for a while, so I don't know how likely I could match this return elsewhere.