Quote:
Originally Posted by jakobnev
My biggest problem would be spending $6000 in three months.
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That can be a problem. It is important to know your normal monthly spending and when big lump sum payments are due. I specifically timed this card so that 3 months overlapped when my insurance is due for the year (Auto, House, Motorcycle, RV, Earthquake, Medevac, and Umbrella. That is about $2000 extra for February. I also know I would be ordering the solar components for my ambulance to RV conversion. That will be about $10K but I only bought the solar panels so far for $2,000.
In the USA we can pay almost anything by credit car too which helps. For example I can pay all my utilities with a credit card without a surcharge; natural gas, electricity, garbage pick-up, internet, cell phone, etc. Is that possible in Sweden?
Of course there are offers with lower spending requirements. This Chase card is $600 (if you cash out - $750 if used for travel) to spend $4,000 in 3 months.
The Delta card my parents did was 70,000 miles after spending only $2,000 over 6 months.
There is something else key in this offer. Almost every card offers a big sign-up boost over the normal deal once or twice a year. Only sign up for the cards with that boost to maximize the rewards. I would feel foolish to have signed up and wasted a churn for only 40K miles. The Sapphire card above offers 80,000 points as their reward boost.
