[Xist]

Originally Posted by JSH

I churn cards and started a thread on it that got very little interest. Right now my wife and I are wrapping up a week long trip to Scotland paid for by churning two cards.

That doesn't sound familiar.

Originally Posted by Isaac Zachary

Since "ira" means "anger" in Spanish opening an IRA seems a bit intimidating.

But anywho, thanks for the explanation! So a traditional IRA makes sense since if a person is both working for a living and working to save up for retirement then they most likely are making more money than they will when retired, so getting a traditional IRA would make sense since it's a tax write off while a person is making more money in a higher tax bracket.

I guess people who make less than their deductions (standard and/or otherwise) so as to not owe any taxes would perhaps benefit from a ROTH IRA.

Argh?! Why do you keep talking about the Irish Republican Army?!