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Old 06-10-2023, 08:35 AM   #27 (permalink)
Isaac Zachary
High Altitude Hybrid
 
Join Date: Dec 2020
Location: Gunnison, CO
Posts: 2,083

Avalon - '13 Toyota Avalon HV
90 day: 40.45 mpg (US)

Prius - '06 Toyota Prius
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Quote:
Originally Posted by redpoint5 View Post
I don't think it matters that much.

Just took 5min on Progressive's website and got a quote for your Avalon in Gunnison for $145 for 6 months of liability only. $143 more to add comprehensive with a $1,000 deductible. $46 more to add collision with a $1k deductible. $385 total for 6 months of comp/collision coverage on your Avalon in Gunnison, and I'm 41 years old.

I've had several license suspensions and many tickets in my youth. Last ticket was probably 9 years ago.

You're either not disclosing important information for why your premium is so expensive, or you're doing insurance very wrong.

Getting a quote and purchasing insurance takes like 10min when done online. That reminds me, I should shop for insurance again since I've been with Geiko long enough that rates have crept up. New customers get the best rates. Best to always be a new customer. "Loyalty" discounts don't exist. Long term customers just pay more.
I got an online quote from Progressive that was about $720 for 6 months. They were the cheapest online quote I could find. But after 6 months they raised it up past what I was paying with AAA.

I got an online quote for the Tesla Model S from several companies and the cheapest was around $1,400 for 6 months. But when they got back to me it was closer to $2,000.

The only other thing that I've disclosed to the insurance companies is that the wife did hit a rock in a parking lot that dented the Leaf back when we had it 5 years ago, which insurance did pay for (except the $1,000 deductible) and was the only time insurance paid for anything for us. Maybe that's why our insurance is so high.

I don't know what else I could be doing wrong. I do the online questionaire they have and answer all the questions. My auto loan allows me to have up to a $1,000 deductible, so that's what I put.
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