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Originally Posted by Isaac Zachary
I also find it very ironic that we (immediate family, not talking about my parents) also qualify for Medicaid, and so at the same time we qualify for "affordable housing" to purchase. But if I make more so we no longer qualify for Medicaid, then we no longer qualify for "affordable housing", meaning a mortgage would still be 50% of income, only this time I'd have to be working two jobs to pull it off.
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You've described several dysfunctions of our current system. Government should NEVER have a program that creates any disincentive to work or to earn more. This is among the stronger cases for something like UBI; that everyone gets it, but the incentive to earn more remains. It's also an argument for single payer health insurance, or universal basic healthcare.
A system encouraging people to be as rich as they can while still qualifying as poor is very dumb, and should never have been considered by a single other person with the ability to reason.
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If I or anyone gets any inheritance, great. If not, that's what we're expecting.
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That expectation seems best to me. I never knew until just recently what my inheritance would be (from my grandparents), but my plans never involved getting anything. While my grandfather was alive, I always suggested he spend the money he earned, because he earned it.
My parents would have nothing to leave except that which they were given or inherited.
I will set the expectation to my children that they will inherit nothing, and let them be pleasantly surprised when I die.