Quote:
Originally Posted by freebeard
Suppose there were a government program that sequestered monthly garnishments (impervious to exigent needs and ex-wifes) and then reimbursed that after the job market isn't a viable option.
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Pondered this a bit more, and solved all the problems in the process.
Social Security becomes an opt out proposition, meaning the default is you're in it unless otherwise specified. You can opt out at any time, but that decision forfeits all contributions previously made. It also forfeits all future entitlements.
That allows folks like me to opt out, contributing free money to resolve the solvency crisis SS is faced with, while thriving in private investments into the future. Instead of the government struggling to return pennies on my dollar, they can have it all while I am content to earn dollars on my pennies.
If somehow my investments are proved unwise, I poop anywhere in San Francisco for free. It's a foolproof system, really.
*Speaking honestly, I have too much dignity to poop in San Francisco. I'd poop in the woods, like all the other dignified creatures.