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Originally Posted by Piotrsko
Been my experience on SSAN medicare that location only gives you a provider choice which could or not matter as to provided services ( after making the consideration you are 65 retiring). If not, good luck, you'll need t.
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I'm not 65 so my shopping has been on the ACA exchanges. The same Blue Cross / Blue Shield plan can vary by thousands of dollars based on zip code.
From shopping individual insurance policies when we lived in Alabama - the BCBS plan offered on the exchange is the same as the plan offered direct. The only difference is if you buy direct instead of on the exchange you don't get any federal subsidies to help pay for the policy.
Which reminds me - I need to shop for plans again so I can adjust my retirement budget and know how much income I can realize per year before the subsidy starts phasing out.