I voted Pos. 2, and I'll add on to that position.
SUV's are less safe in general than cars, and as such require a greater deal of driving skill and care, that almost none of the drivers of such vehicles have or exercise. Not that driving a car poorly is any less dangerous on the road of course, but an SUV is going to cause a lot more damage to everyone else than say, a Civic, and it's going to be far easier to cause an accident in it.
I also maintain this position of minivans, I'm bad aren't I?