I'm partial to smaller, lightweight cars. Also to Hondas. I would go with the Civic.
Too bad it's not a 96; the SG II would be an absolute no-brainer for it if it were OBD-2 capable. Maybe look a little longer for a 96+ one? Driving style gets you the biggest MPG gains, and the SG II helps you work on that.
A buddy of mine had a 240D which cracked a cylinder after about 6 months. (Not sure how many miles he had on it when he bought it.) Evidently those motors are throw-aways once that happens. He couldn't/wouldn't drive slower than the ~75-80 MPH "typical speed" on Highway 280, so his Benz only got in the low-20s MPG, instead of the 30+ it was capable of at more sane speeds.
(Oh, and he loves the Beetle TDI that he got to replace the Benz. But it was a lot more money.)
More food for thought.
-soD
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