why would it ruin your reaction time? The average driver's first reaction is to hit the brakes and steer, not hit the gas or gear down.
(I know, you're not average... no one is.)
No offense, but I think the "neutral isn't safe because you can't accelerate on demand" argument is the most bogus thing I've ever heard. I've been in plenty of dangerous situations to know that even if you try to think about it, you'll almost definitely hit the brakes and/or steer first.
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