It's the same principle as tire chains. Do you think these are over engineered?
I've had to change tires in the dark, in the middle of a blizzard, in sub-freezing weather, more than once. Needing to have extra tools to unscrew a hubcap that is bolted somehow to the wheel, or trying to break a caulk bead with a credit card, when your hands are freezing, is not feasible.
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