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Pretty simple to me: if you bike a few miles a day for any reason, be it out of necessity or recreation, the extra food you eat will more than pay for itself in many ways. You won't be as fat, so:
You burn less gas in you car when you must drive.
You will save a lot in the long term in medical costs.
You live longer, and can earn money longer. You will live longer while eligible for Social Security and the senior discounts on everything.
Also:
Less wear and tear on your car.
Arrive to work in Spandex.
However, not every city is bicycle friendly. I honestly believe that riding a bike on the street (the legal place to ride) in Las Vegas is as dangerous as driving a car if everyone else on the road was too drunk to see. So you can probably count out the living longer argument unless you stick to the trails.
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