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Originally Posted by Nerys
Pretty disgusting ehh? this is what happens when you legally mandate something and "effectively" do nothing to regulate them.
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I'm not sure I follow this - insurance for everyone seems a reasonable idea.
Here every car (driver) on the road has to be insured - it is the driver's responsibility to make sure they are insured and pretty much every policy includes 3rd party cover for any car the driver uses. As the insurance companies can't expand the market they have to fight for the same clients so there is competition there.
Add in comparison websites and we consumers can, but don't always, get a decent deal.