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Old 08-14-2011, 06:21 AM   #25 (permalink)
Arragonis
The PRC.
 
Join Date: Oct 2009
Location: Elsewhere.
Posts: 5,304
Thanks: 285
Thanked 536 Times in 384 Posts
It includes :

- Medical cover (for recovery help from any injuries)
- Legal cover
- Driving in Europe as well as the UK
- Work use
- Named Driver with the same cover (Mrs A).

I declined the "like for like" cover so if/when George is written off I will get book valuation for him and not a direct replacement. But if I reduce the value on each renewal it should go down. I don't mnd a high excess as I keep that amount accessible, e.g. a non-fee paying credit card I don't use.

I actually expected it to go down more, I have 10+ years of no claims and only 3 points (out of 12) on my licence which is so common the insurance companies ignore anything under 6.

I prefer the NHS TBH, but thats a different argument
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