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I feel your pain. We have a couple kids who also managed to destroy their cars on occasion. If you're very fortunate you will get your Volvo back in the same condition it when you loaned it.
If you drive a lot of miles, and if you're not "married" to the Volvo, consider getting yourself something with inherently higher mpg - and ecomod that next!
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Coast long and prosper.
Driving '00 Honda Insight, acquired Feb 2016.
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