Ouch. I thought you were a programmer and we are trained to start at the end.
Whats the point in selecting an eco car over another if you have other choices and the chance you or some idiot wrecks it, it costs you millions in hospital bills or even kills you vs the savings a few bucks in fuel?
I was surprised to see the prius c there too as hybrids typically do better from the bracing and weight distribution.
Ive read the fine print of my insurance, it only covers 80% of hospital stays.