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Old 03-10-2014, 01:45 PM   #25 (permalink)
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Originally Posted by brucey View Post
Also, I believe in under acts of god at least in my state insurance does go up if you use it, as even though it's not your fault: You are still now statistically more likely to be affected by acts of god.
Or perhaps you are living in a place where deer often run out in front of cars, which makes deer strikes a foreseeable risk? I have some good friends who do: I seldom drive the ~3 mile stretch of road from the main highway to their place in the evening without seeing some. Fortunately, they seem to be learning (the hard way!) not to run out in front of cars.
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