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I wouldn't pay $4k for it. Its going to need some work and that means parts and your or someone else's time. For $4k you can get a fairly reliable car that needs zero work and will last you a good amount of time.
I've seen Insight prices all over the map. There is currently someone selling one locally for $4k and it has 200k miles on it. However, I got mine with 135k miles on it for $2300. But, I had to wait a long time for a deal like that to come around.
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