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I have all those non-comp/collision coverages for $17 a month, I have bought insurance in Montana, Idaho, Washington, and California, although never Oregon. My coverage is also 3 times the minimum required. I have 2 poor, young, neices in Portland and I know they don't pay those rates on their old beaters. Also for stop and go crawl wouldn't an old Prius do just as good? Less sales tax there as well. I see nice $5000 10 year old Prius' all the time on the NW action sites and Craigslist.
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