Quote:
Originally Posted by Xist
From what I have seen, Ramsey advocates avoiding credit whenever possible, and he argues that you do not need a good credit score.
I happen to have one and it seems to present many opportunities I would otherwise be missing, although all that I have done with it has been to get a credit card with better terms.
I do not know what he says about juggling credit cards, but I figure that if the 0% introductory rate helps me pay off my debt faster, so be it.
I would not have as favorable terms if I had a lower credit score.
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he says you don't need a credit rating because you don't buy unless you pay cash. period.
Look, you keep grabbing 1 thing and complaining about it.
It's a system. a du[plicatable system. a simple to describe system. a successful system.
It is not a perfect system or a complicated system.
Fine, your smart and can figure things out. your system is not any of the above.
