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The rack is much easier to maneuver in traffic, parking, etc., but it has a cost as some of you have already said. The other hiccup is loading and unloading. It's harder to access on top of a vehicle. Also, hauling anything of size -- appliances or furniture -- become exceptionally difficult with a roof rack.
I once saw a car that put too many sheets of plywood on the rack and the roof collapsed. I'm sure that was not cheap.
On the other side, a roof rack stores in a much smaller place than a trailer. It really depends on your need, how much (and where) you'll use it.
By the way, I totally agree with the pansy nature of people these days. Backing a trailer is easy once you learn. Just take the trailer to a big field or parking lot and practice. Half an hour and you'll be an expert. Why are people so afraid?
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