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Xist · 03-31-2019, 04:13 PM

You ignored the part where I spend the time cleaning my windshield and back window. So, ten seconds a day would be on top of cleaning my windows every week.

I have USAA, but I do not know anything about financing vehicles, because I never finance anything. Like I said, if I needed to replace my car, I would pay cash.

3% interest may not be much, but unless I am earning more on the same amount, I am still losing money.

I may be able to get a better deal than 8%, but that is $692 in interest, out of a total of $7,812, or 8.9%.

At 3% it is $12 less a month, $528 less in total, and 6.8% less than my original figure.

Would this McDonald's scenario be on top of your full-time job?

03-31-2019, 04:13 PM	#1022 (permalink)
Xist Not Doug Join Date: Jun 2012 Location: Show Low, AZ Posts: 12,230 Chorizo - '00 Honda Civic HX, baby! :D 90 day: 35.35 mpg (US) Mid-Life Crisis Fighter - '99 Honda Accord LX 90 day: 34.2 mpg (US) Gramps - '04 Toyota Camry LE 90 day: 35.39 mpg (US) Don't hit me bro - '05 Toyota Camry LE 90 day: 30.49 mpg (US) Thanks: 7,254 Thanked 2,229 Times in 1,719 Posts	You ignored the part where I spend the time cleaning my windshield and back window. So, ten seconds a day would be on top of cleaning my windows every week. I have USAA, but I do not know anything about financing vehicles, because I never finance anything. Like I said, if I needed to replace my car, I would pay cash. 3% interest may not be much, but unless I am earning more on the same amount, I am still losing money. I may be able to get a better deal than 8%, but that is $692 in interest, out of a total of $7,812, or 8.9%. At 3% it is $12 less a month, $528 less in total, and 6.8% less than my original figure. Would this McDonald's scenario be on top of your full-time job?