Quote:
Originally Posted by redpoint5
I was getting a lot back in rewards and paid off the balance every month, so incurred no interest. To this day, I have never paid any interest on a credit card.
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+1
Credit is a tool. If you're going to live beyond your means, it'll help you do that and make sure you keep doing it. If you're going to live within your means, it'll help you do that, too.