True, what people consider as "ok" is very subjective. With many things I would rather have something and not need it, than need it and not have it.
Relatively speaking I do not engage 4wd for most of my driving. When I do I'm always glad to have it and my jeep is amazing in the snow. Compare that to some people I knew last winter who thought a FWD with H/T tires was good enough. I had to come over and help them get it back in their parking spot because they couldn't even leave the parking lot.
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