I did answer this elsewhere, right? I drove HMMWVs far less than other vehicles, but ChrisFix discussed this when he bought his monster.
In the last Dave Ramsey video that I watched he yelled at a woman that took a vacation while just starting to pay off her huge debts. That was fun and all, but I really enjoyed this video:
A divorced mom called in because she had a credit card with what Dave calls "American Distress" and they were harassing her. They worked out a plan and he assured her that nothing they said about her was true, she was a good mom that got behind in her finances taking care of her kids, but in five years this would be a story she shares with other single moms in similar situations.