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Old 10-08-2019, 11:33 PM   #20 (permalink)
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Originally Posted by Fat Charlie View Post
I actually funnel as much of my spending through credit cards as I can. Why spend actual cash at the pump or the grocery store when for the same price I can get rewards points too? It bakes a discount into (almost) everything I already have to spend money on.
Peace of mind. Most of my friends and relatives have had either their credit card or debit card hacked at one time or another. In my world it is worth the extra 2 or 3% to pay cash and never have to worry about it. Even if the credit card company gives you back whatever money you got scammed for you still have to waste your time to get the ball rolling, cancel the old card, get a new card and worry about what other information about your personal life has been hacked. I gave up credit cards years ago just for those reasons. As of this time I've never been hacked.
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