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Old 10-10-2019, 06:57 PM   #42 (permalink)
darcane
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Join Date: Aug 2009
Location: Buckley, WA
Posts: 1,586

Ninja 650R - '06 Kawasaki Ninja 650R
90 day: 52.02 mpg (US)

B*tch - '01 Honda Civic HX
Team Honda
90 day: 38.09 mpg (US)

Ms. Hyde - '06 Cadillac CTS V
Sports Cars
90 day: 16.93 mpg (US)
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Quote:
Originally Posted by redpoint5 View Post
How are USAA reward checking account rates? I wouldn't bother with rate chasing unless you're starting to amass a good amount of cash...just looked up USAA and it's a garbage rate; 0.01%. Highest rates are about 2.5% these days. That's disappointing as they usually have the best rates for borrowers.
Where the heck do you find a bank/CU that gives 2.5% on a checking account?

The most of what I've finding are .10% or less for savings accounts and zero for checking.

Not that I have anything to put in them. My saver mentality has gotten severely strained after divorce. My biggest challenge is that my FHA home loan was made based on two incomes, and I now pay it based on my one income. Since it's FHA, MIP does NOT come off the loan when I hit 20% equity, I have to refi and the rates are higher now than when we bought. Losing MIP would save me $270/mo if I could just eliminate it.
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2001 Civic HX Mods


Past Cars:
CTS-V

2003 Silverado Mods
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