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Yep, been saying the single easiest and best move would be to decouple health insurance from the employer. The group policy has a few options, but I'm not a group, and I may not work at the same place the rest of my life.
If employers wanted to contribute to health insurance, it should go into a special account that can only be utilized for paying a health insurance premium. Still don't like that it would essentially tie health insurance to a particular place of employment.
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