Mutual insurance companies are technically owned by their policy holders, similar to credit unions. They've still got their fat cats (management is usually in it for themselves no matter what the industry) and fun ways to spend money, but right now no one's going on vacation... I mean travelling to important, work related conventions. The owners are still the owners, and profits get rolled back to them. I've seen checks from my insurance company in the past, always a result of "claims last quarter were less than projected".
Claims may be down 70%, but it's going to take a while for that to show up on a quarterly report, and they may still find novel ways to spend money.
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Originally Posted by sheepdog44
Transmission type Efficiency
Manual neutral engine off.100% @∞MPG <----- Fun Fact.
Manual 1:1 gear ratio .......98%
CVT belt ............................88%
Automatic .........................86%
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