Go Back   EcoModder Forum > Off-Topic > The Lounge
Register Now
 Register Now
 

Reply  Post New Thread
 
Submit Tools LinkBack Thread Tools
Old 04-08-2020, 12:28 PM   #11 (permalink)
(:
 
Frank Lee's Avatar
 
Join Date: Jan 2008
Location: up north
Posts: 12,732

Blue - '93 Ford Tempo
Last 3: 27.29 mpg (US)

F150 - '94 Ford F150 XLT 4x4
90 day: 18.5 mpg (US)

Sport Coupe - '92 Ford Tempo GL
Last 3: 69.62 mpg (US)

ShWing! - '82 honda gold wing Interstate
90 day: 33.65 mpg (US)

Moon Unit - '98 Mercury Sable LX Wagon
90 day: 21.24 mpg (US)
Thanks: 1,571
Thanked 3,507 Times in 2,194 Posts
He all-knowing just like he say.

__________________


  Reply With Quote
Alt Today
Popular topics

Other popular topics in this forum...

   
Old 04-08-2020, 05:43 PM   #12 (permalink)
Tyrant-at-large
 
Vman455's Avatar
 
Join Date: Feb 2012
Location: Champaign, IL
Posts: 1,606

Little Red - retired - '05 Honda Civic EX
90 day: 49.03 mpg (US)

Pope Pious the Prius - '13 Toyota Prius Two
Team Toyota
SUV
90 day: 58.55 mpg (US)
Thanks: 174
Thanked 1,386 Times in 727 Posts
My insurance company announced today that we're getting 15% back at the next policy renewal. I shop around every year or so but they're always the cheapest, and every time I've had a claim they've been easy to work with. I probably won't change anytime soon.
__________________

  Reply With Quote
Old 04-08-2020, 06:03 PM   #13 (permalink)
EcoModding Newb
 
redpoint5's Avatar
 
Join Date: Aug 2010
Location: Oregon
Posts: 7,897

Acura TSX - '06 Acura TSX
90 day: 25.55 mpg (US)

Lafawnda - '01 Honda CBR600 F4i
90 day: 47.32 mpg (US)

Big Yeller - '98 Dodge Ram 2500 base
90 day: 21.82 mpg (US)

Prius Plug-in - '12 Toyota Prius Plug-in
90 day: 57.64 mpg (US)

Mazda CX-5 - '17 Mazda CX-5 Touring
90 day: 23.74 mpg (US)
Thanks: 2,606
Thanked 3,109 Times in 2,314 Posts
Insurance companies are always easy to deal with so long as you don't disagree with anything they propose.

I find that they lowball everything and require push-back to get something approximating fair compensation. I think it was State Farm (other party's insurer) I haggled with for 3 months to get $1,500 more for my totalled Subaru. Their initial offer was $1k, saying my car had extensive body damage before the accident and lots of miles. My counter was that it ran perfectly, and that you couldn't replace it with an equally functioning vehicle for $1k (and provided tons of comps).
__________________
Gas and Electric Vehicle Cost of Ownership Calculator







Give me absolute safety, or give me death!
  Reply With Quote
The Following User Says Thank You to redpoint5 For This Useful Post:
Xist (04-10-2020)
Old 04-08-2020, 08:57 PM   #14 (permalink)
Administrator
 
Daox's Avatar
 
Join Date: Dec 2007
Location: Germantown, WI
Posts: 11,107

CM400E - '81 Honda CM400E
90 day: 51.49 mpg (US)

Daox's Grey Prius - '04 Toyota Prius
Team Toyota
90 day: 49.53 mpg (US)

Daox's Insight - '00 Honda Insight
90 day: 64.33 mpg (US)

Swarthy - '14 Mitsubishi Mirage DE
Mitsubishi
90 day: 56.69 mpg (US)
Thanks: 2,431
Thanked 2,482 Times in 1,496 Posts
Like Vman, I got an email from my insurance company saying I'll get a 15% discount as well.
__________________
Current project: A better alternator delete
  Reply With Quote
Old 04-08-2020, 10:39 PM   #15 (permalink)
EcoModding Newb
 
redpoint5's Avatar
 
Join Date: Aug 2010
Location: Oregon
Posts: 7,897

Acura TSX - '06 Acura TSX
90 day: 25.55 mpg (US)

Lafawnda - '01 Honda CBR600 F4i
90 day: 47.32 mpg (US)

Big Yeller - '98 Dodge Ram 2500 base
90 day: 21.82 mpg (US)

Prius Plug-in - '12 Toyota Prius Plug-in
90 day: 57.64 mpg (US)

Mazda CX-5 - '17 Mazda CX-5 Touring
90 day: 23.74 mpg (US)
Thanks: 2,606
Thanked 3,109 Times in 2,314 Posts
Yeah, Geico just sent me that email. I guarantee they are getting more than a 15% reduction in claims, but it's nice they kicked back some of their profits regardless.

What do you think, they are at 75% fewer claims? They've probably furloughed roughly that same amount too, so their fixed costs are less too.
__________________
Gas and Electric Vehicle Cost of Ownership Calculator







Give me absolute safety, or give me death!
  Reply With Quote
Old 04-10-2020, 10:21 PM   #16 (permalink)
Not Doug
 
Xist's Avatar
 
Join Date: Jun 2012
Location: Show Low, AZ
Posts: 9,499

Chorizo - '00 Honda Civic HX, baby! :D
90 day: 35.35 mpg (US)

Mid-Life Crisis Fighter - '99 Honda Accord LX
90 day: 35.36 mpg (US)
Thanks: 6,457
Thanked 1,817 Times in 1,376 Posts
I used to only make phone calls and do paperwork from home, but now I work twenty hours a week for the school and currently see three teleclients.

Then my Monday clients on the reservation completely quit. I am going to try one last time and send a Zoom invitation.

I used to drive two hours a week for them and two hours for three clients on Tuesday. A mom canceled for the duration of TPGate, but I only saw her kid once last quarter and once the previous.

There was rarely a drive time. They live pretty close and I usually saw them on my way back from other families.

I also haven't driven to Phoenix in months. It turns out that I have an N95 respirator. My sister doesn't want it so I will call the Phoenix VA--after I go grocery shopping with it.

Ooh! I could go grocery shopping at Winco!

USAA announced they were returning 20% of two months' payments to members for a total of $520 million.

$520,000,000 / $38.18 = ?

They had 11.9 million members in 2016. If the average member is receiving as much as I am there are 13.62 million of us.
__________________
"Oh if you use math, reason, and logic you will be hated."--OilPan4
  Reply With Quote
Old 04-11-2020, 10:46 AM   #17 (permalink)
EcoModding Newb
 
redpoint5's Avatar
 
Join Date: Aug 2010
Location: Oregon
Posts: 7,897

Acura TSX - '06 Acura TSX
90 day: 25.55 mpg (US)

Lafawnda - '01 Honda CBR600 F4i
90 day: 47.32 mpg (US)

Big Yeller - '98 Dodge Ram 2500 base
90 day: 21.82 mpg (US)

Prius Plug-in - '12 Toyota Prius Plug-in
90 day: 57.64 mpg (US)

Mazda CX-5 - '17 Mazda CX-5 Touring
90 day: 23.74 mpg (US)
Thanks: 2,606
Thanked 3,109 Times in 2,314 Posts
My friend is a claims agent and says claims are down 70%. We're getting 15-20% off our premiums... someone's making a profit.

Not complaining, just pointing out that there's a bit more available than what we're getting. Nice to see all the insurance companies giving some of the money back.
__________________
Gas and Electric Vehicle Cost of Ownership Calculator







Give me absolute safety, or give me death!
  Reply With Quote
The Following User Says Thank You to redpoint5 For This Useful Post:
MetroMPG (04-21-2020)
Old 04-11-2020, 11:20 AM   #18 (permalink)
(:
 
Frank Lee's Avatar
 
Join Date: Jan 2008
Location: up north
Posts: 12,732

Blue - '93 Ford Tempo
Last 3: 27.29 mpg (US)

F150 - '94 Ford F150 XLT 4x4
90 day: 18.5 mpg (US)

Sport Coupe - '92 Ford Tempo GL
Last 3: 69.62 mpg (US)

ShWing! - '82 honda gold wing Interstate
90 day: 33.65 mpg (US)

Moon Unit - '98 Mercury Sable LX Wagon
90 day: 21.24 mpg (US)
Thanks: 1,571
Thanked 3,507 Times in 2,194 Posts
Quote:
Nice to see all the insurance companies giving some of the money back.
I read that regulators were looking over their shoulders. It's not as altruistic as it may seem.
__________________


  Reply With Quote
The Following User Says Thank You to Frank Lee For This Useful Post:
MetroMPG (04-21-2020)
Old 04-11-2020, 08:04 PM   #19 (permalink)
Rat Racer
 
Fat Charlie's Avatar
 
Join Date: May 2011
Location: Route 16
Posts: 3,816

Al the Third, year four - '13 Honda Fit Base
Team Honda
90 day: 42.9 mpg (US)
Thanks: 1,568
Thanked 1,722 Times in 1,109 Posts
Mutual insurance companies are technically owned by their policy holders, similar to credit unions. They've still got their fat cats (management is usually in it for themselves no matter what the industry) and fun ways to spend money, but right now no one's going on vacation... I mean travelling to important, work related conventions. The owners are still the owners, and profits get rolled back to them. I've seen checks from my insurance company in the past, always a result of "claims last quarter were less than projected".

Claims may be down 70%, but it's going to take a while for that to show up on a quarterly report, and they may still find novel ways to spend money.
__________________

Quote:
Originally Posted by sheepdog44 View Post
Transmission type Efficiency
Manual neutral engine off.100% @MPG <----- Fun Fact.
Manual 1:1 gear ratio .......98%
CVT belt ............................88%
Automatic .........................86%

  Reply With Quote
Old 04-11-2020, 10:22 PM   #20 (permalink)
(:
 
Frank Lee's Avatar
 
Join Date: Jan 2008
Location: up north
Posts: 12,732

Blue - '93 Ford Tempo
Last 3: 27.29 mpg (US)

F150 - '94 Ford F150 XLT 4x4
90 day: 18.5 mpg (US)

Sport Coupe - '92 Ford Tempo GL
Last 3: 69.62 mpg (US)

ShWing! - '82 honda gold wing Interstate
90 day: 33.65 mpg (US)

Moon Unit - '98 Mercury Sable LX Wagon
90 day: 21.24 mpg (US)
Thanks: 1,571
Thanked 3,507 Times in 2,194 Posts
Ha Ha, COOPs and Mutuals. I'm an owner/customer of my electric COOP so I guess that means I like screwing myself.

__________________


  Reply With Quote
The Following User Says Thank You to Frank Lee For This Useful Post:
Fat Charlie (04-12-2020)
Reply  Post New Thread


Thread Tools




Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2020, vBulletin Solutions Inc.
Content Relevant URLs by vBSEO 3.5.2
All content copyright EcoModder.com