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Old 04-24-2020, 04:59 PM   #39 (permalink)
Ecky
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Quote:
Originally Posted by Xist View Post
I have filed taxes every year since 2000. My bank account information was definitely in my 2018 and 2019 taxes. I have checked my bank accounts and irs.gov/eip at least once a day.

They opened that website nine days ago. Arguably we should be impressed that it works at all with so little time to set it up.

Today it told me that they needed my bank information, so I gave them my Navy Federal savings account numbers for that sweet sweet 0.25% interest, but my introductory 0% APR expires 6/4.

I owe $4,803 in taxes, have $7,000 on my credit card, will receive that $1,200 check, and will have $8,747.54 available in Navy Federal savings once the Zelle goes through.

I needed to give Navy Federal my Gmail and Google Voice numbers to set it up. Navy Federal says that it will take four days. Bank of America would have charged $3 to send $1,000 in three business days, which is more than I would earn in interest in a year.

I should be accruing about $2 a month in interest when my introductory APR runs out, but I may only owe about $600 on my credit card more than I have in my savings account.

My checking account isn't doing great, but I am going to see if I can put together the money to pay it off instead of transferring it or starting to pay interest.
My local credit union gives me 3% on my money and has no fees on anything.

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