The neighbor's car alarm kept going off in the middle of the night. Funny how it stopped once I set up the Nest camera that my sister gave Mom in the front window. The problem is that it lights up, which causes glare on the window right in front of it. Hopefully if I turn it towards the front door and driveway the glare will go away, but it started getting light.
I looked into other bank accounts while I felt awake:
Mango offers 6% on your first $2,500, but you need to make $1,500 in signature purchases each month.
Netspend has five different terrible prepaid debit cards and each comes with a 5% savings account on up to $1,000 and $20 if you use a referral code and another $20 if you refer someone else. If you connect them to an account like Ally Bank and you never use the debit cards, you can get 5% on $5,000. Set up automatic deposits every $60 because they charge a fee for zero activity for ninety days. I would also automatically pull the interest out.
DCU does a chexsystem pull.
Blue offers 5% on $1,000. They say that you need to deposit $5 a month, which is weird, because you would earn about $4 a month in interest.
Consumers Credit Union will offer 4.09% up to $10,000 after May First (it is currently 5.09% if you spend $1,000 a month. There is also a Swagbucks bonus.
Blue claims 4% on up to $15,000, but most people will have difficulty getting more than 2%. You need to make ten debit transactions a month.
Western Vista Credit Union Rewards Checking 4% APY On Balances Up To $15,000 with eStatements, at least 10 debit card transactions of $5 each, and direct deposit. Unfortunately, they do a hard pull.
T-Mobile Money 4% APY On Balances Up To $3,000 if you are a T-Mobile customer and deposit $200 monthly. It doesn't work out here so...
Evansville Teachers Federal Credit Union 3.30% APY Account On Balances Up To $20,000. Donate $5 to their charity, 15 debit card purchases monthly, 1 direct deposit, 1+ online or mobile banking login, and Receive eStatements.
TAB Bank 3% APY On Balances Up To $50,000 – Direct Deposit Not Required, but you need to make 15 debit card transactions of various amounts of at least $5 throughout the month. If they feel that you are gaming the system they may convert or close your account.
This page lists all of these and many more accounts. I do not know what order they used, I listed them by interest rate.
This page lists banks that give you money for depositing a certain amount of money with them.