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A 20 year old Insight is not a car for an average joe to drive, trying to save money. It’s a money pit or an ongoing project. Parts are scarce and issues that arise are usually the expensive parts.
A civic, on the other hand is quite the opposite. Cheap, abundant parts - though VX specific ones might not be - and only the worst of issues will be the expensive ones. If it’s not been mistreated or have half a million miles on it, they shouldn’t crop up.
Well, rust might be a concern. But over-all, your assessment is correct. The civic will cost you less, generally speaking. Cheaper to get in to, cheaper to maintain. Not cheaper on fuel.
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