I searched for "Metal garages 85901" and found this 30x40 2-car garage for $13,530, allegedly with free delivery and installation, but do you believe advertising?
https://garagebuildings.com/specials
I finally found this 1,215-square-foot metal house kit $72,000 with a 2-car garage:
https://www.budgethomekits.com/plans/dakota
However, they don't offer financing, so while I could buy the tiny house, I don't have any idea how I could buy the house kit!
For some reason their FAQ link doesn't link to the FAQ. I found it with Google:
https://www.budgethomekits.com/faqs
One of the last questions is "Do you provide financing?" Of course, they use many words to say "No," but they can't just come out and say the thing that makes them look bad!
"Anecdotally, our customers have used conventional as well as non-conventional means to acquire their loans, a few of which are shown below:"
- Put up a piece of property as collateral for a loan to purchase the kit. After assembling the complete steel kit, a restructured loan which includes the land as well as the erected home should more than finance the interior build-out.
- If possible, purchase the kit with available funds and erect the kit. With your home’s exterior erected, it should be easier to acquire a loan to be used to finish the interior.
- Look into getting an unsecured loan for the kit. This could be a signature loan from your local lender or even a personal loan from a friend or family member.
- Rob a bank!
- Sell various organs!
- Collect cans!
- Get a side hustle!
- Win the lottery!
- Start a cult!
- Have you tried not being poor?!
- Marry an ugly rich person!
- Get off your butt and stop being lazy!
- Buy a million bags of flour for $1 each and sell them for $2 each!
So, #1 requires already having property, which you probably need to build a home, but wouldn't you need equity in it?
#2 is just "Save up!"
Does anyone know any loan sharks in Show Low for #3?
I may have made up the rest, but they aren't necessarily less helpful.
If I bought the tiny house I might be able to save up enough to pay for a kit--except inflation would make short work of my savings.
If I bought the tiny house and invested everything I could into Vanguard I should have enough in a decade or two, which brings me back to seeing these new clients with the new agency and waiting to do things boringly--conventionally--except is it too late to mention this mobile home?
2-bedroom, 1-bath 660-square-feet mobile home for $90,000
I think it is cute--except the kitchen. It looks like there are 3 different styles of cabinets!
It is much newer than everything else, and actually looks cute, but for some reason it is also cash or owner may carry.
The lot is kind of small. It seems to come with 2 sheds and the one in the back could be replaced with a larger one, but I don't know where you could put something like a garage except in the driveway.
So, it is weird, it is 1/3 larger for 1/8th more, is in-town, and is vastly nicer, but the lot is smaller, and I couldn't do nearly as much with it!
Zillow estimates it would cost $426 a month to live here, not counting utilities, and I would definitely need utilities! I could move all of my stuff here, remodel my room, move my brother and his essentials into my remodeled room, put everything else in the garage temporarily, and remodel his room.
There is no hope for Mom's room, she just has too much junk!
Do you think I could fit the couch through my doorway?
Honestly, while Mom was gone I spent all day cleaning the living room carpet, which they replaced then they bought the house.
The rest of the carpet is original.
They bought extra-thick carpet for the living room, in case Mom fell, and she has.
I think that it looked pretty good after pushing around the carpet cleaner for 90 minutes, but another rental would do it good.
However, if I set up a small television room in here I could patch the drywall and repaint the living room!
Huh!