Adopt a motorcyclist (bicyclist) mindset and T-bones become mostly avoidable. Only clods enter intersections without glancing both ways first, even if the light is telling you to go. Only way I'd get hit is an obstructed view and massive misfortune.
We're going to die of heart-disease or cancer like most everyone else. Our risk perception is always misaligned, and usually severely so. We make boogeymen out of anthills, and anthills out of hades.
Out of context, but handily available to me, I'm linking a portion of a recent SA episode I found interesting. Starts at about the hour mark. He's getting "edgier". His persuasion tactics inch the line such that one doesn't realize where they started, and where they ended up. I mean that from the perspective of having watched for years vs a single episode.