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Originally Posted by Isaac Zachary
Yes, a $20/hr employee makes $40,000/year before taxes. I was estimating what they'd make after taxes.
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You need to make up your mind -- are you using take home pay as your number, or are you using gross income? Which number did the Ramsey budget use?
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But even then, the question is, can a person really save money by avoiding old cars and sticking with a monthly payment?
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Transportation costs money. The simplest way to think about it is cost per mile.
https://www.carpaymentcalculator.net/calcs/car-cost.php