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Old 02-20-2023, 02:36 PM   #1262 (permalink)
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Why no? It's some arbitrary metric.

When I started with OUR Credit Union one of the perks was they didn't report to the gatekeepers. Then people wanted to buy houses and they caved to the demand. I carried a loan pretty much the whole time just to support the Union. Never missed a payment.

When OUR collapsed, I was inherited by the current Union. They won't give me a loan on my signature. My score is in sort of a [cat-in-the-box-with-a-radioactive-vial) state.
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