02-20-2023, 01:40 PM
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#1261 (permalink)
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Not Doug
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No, it is your calculated likelihood of paying your bills on-time, based on your history.
No score means no history of paying your bills on-time, but Dave ramsey loves you--maybe.
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"Oh if you use math, reason, and logic you will be hated."--OilPan4
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02-20-2023, 02:36 PM
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#1262 (permalink)
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Master EcoModder
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Why no? It's some arbitrary metric.
When I started with OUR Credit Union one of the perks was they didn't report to the gatekeepers. Then people wanted to buy houses and they caved to the demand. I carried a loan pretty much the whole time just to support the Union. Never missed a payment.
When OUR collapsed, I was inherited by the current Union. They won't give me a loan on my signature. My score is in sort of a [cat-in-the-box-with-a-radioactive-vial) state.
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Without freedom of speech we wouldn't know who all the idiots are. -- anonymous poster
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"If you don't read the newspaper, you are uninformed; if you do read the newspaper, you are misinformed. " someone who was not Mark Twain
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02-20-2023, 02:55 PM
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#1263 (permalink)
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AKA - Jason
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Quote:
Originally Posted by freebeard
I have no idea why preapproval would affect one's credit score. Nor do I care. Is it something like an ESG score?
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They are doing a soft inquiry instead of a hard inquiry of your credit report. A hard inquiry lowers your credit score and stays on your credit report for 2 years. |
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02-20-2023, 03:54 PM
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#1264 (permalink)
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Master EcoModder
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How many years in credit jail for a self-inquiry?
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Without freedom of speech we wouldn't know who all the idiots are. -- anonymous poster
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"If you don't read the newspaper, you are uninformed; if you do read the newspaper, you are misinformed. " someone who was not Mark Twain
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02-20-2023, 03:57 PM
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#1265 (permalink)
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AKA - Jason
Join Date: May 2009
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Quote:
Originally Posted by freebeard
How many years in credit jail for a self-inquiry?
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Zero. That is a "Soft" inquiry. |
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02-20-2023, 11:19 PM
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#1266 (permalink)
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Human Environmentalist
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Quote:
Originally Posted by freebeard
Is it something like an ESG score?
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ESG is calculated on how many meaningless phrases you can string together before other ESGers chuckle at how contrived even that was, which is a pretty extreme limit. There may be no known limit to the absurd ESG nonsense phrases one can utter without any pushback whatsoever.
I'm currently debating if I'll "participate" in woke training, or lead the class. You call me racist, and I'm throwing elbows.
Last edited by redpoint5; 02-21-2023 at 01:48 AM..
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02-24-2023, 01:45 PM
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#1267 (permalink)
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Master EcoModder
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Via email:
Quote:
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Additionally, we shared we received $6 million in additional funding by means of a real estate loan on our Eugene, Oregon factory. This additional financing comes shortly after the $12 million public offering that closed on January 20th. A portion of the net proceeds from the offering were used to repay the convertible note with 3i. The remaining funding will be used for working capital and general corporate purposes.
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Hard times make strong men.
edit;
Sion born dead: www.bloomberg.com: Sono Scraps Solar Car and Dismisses Almost Three-Quarters of Staff
Quote:
- The Sion hatchback was due to go into production this year
- German company will now pivot to selling its solar technology
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__________________
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Without freedom of speech we wouldn't know who all the idiots are. -- anonymous poster
____________________
"If you don't read the newspaper, you are uninformed; if you do read the newspaper, you are misinformed. " someone who was not Mark Twain
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Last edited by freebeard; 02-24-2023 at 02:10 PM..
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