[aerohead]

I recently perused three websites dealing with residual values of used BEVs.
Current used car prices are around 200% what the values would without the current market distortions.
If you delay your purchase, you may find that your currency goes a lot further.
And lenders are 'punishing' consumers buying 'older' BEVs.
You my find a 'newer' car with more range for no more than an older car with less, after pushing a pencil around on a piece of paper.
My personal strategy is to keep saving, while eyeing the market.
There are no finance 'fees' at my credit union. Just simple interest.
CDs used as collateral will continue to compound, offsetting the loan rate, with less than a 3% spread between what I'll pay, and what I'll get.
My net worth continues to grow, and the credit union has time deposits to work it's fractional banking magic, and at zero risk.
The only time I ever had a car mortgage was with GMAC, in 1982. That cost me 47% interest, when the 'finance fee' was factored in. Something never mentioned at the time of the purchase.